17 Nov
Posted by: admin in: Bad Credit News
Started as a home loan mortgage company, Washington Mutual was started as early as 1889. Originally their investment and banking activities where limited to Seattle. With diversification spree, into various segments like consumer loan, credit cards and regular banking business, Washington Mutual today has retail banking offices in more than 36 states across the nation. With more than fifty thousand employees, the company offers excellent services in the field of banking.
Washington Mutual as a home mortgage company expanded its banking business operations by acquiring banks across the country. With its expansion across states it has developed a strong foothold. Washington Mutual also known as WaMu went through substantial business operations during the last decade. One of the forerunners in offering home loans as early as 1890, WaMu continues to offer home loans and it is one of the primary business operations.
Are you first time home buyer?
Identity theft is a crime that is often difficult to detect and even more difficult to recover from. For several years, identity theft remained the fastest growing crime in America. Only recently has its growth slowed slightly, but it’s still estimated that millions of people are identity theft victims every year.
Thieves continue to find increasingly clever ways to steal your personal information. They steal your mail, go through your trash, and even snatch your wallet when you’re not looking. Some thieves use electronic devices to steal your credit card information in legitimate transactions. Other thieves hack into the computer systems of companies you’ve done business with and take your personal information.
There are some things you can do on your own to detect and prevent identity theft. For example, checking your credit reports at least once a year will give you a heads-up on any suspicious accounts that have been created in your name. The f
Paying the bills of the deceased
It seems some banks and credit card companies (or collection companies hired on their behalf) are going to extra lengths to get some old bills paid by the relatives of dead people. If you have a relative pass away and they owe money to a bank or credit card company – you probably do not owe this bill on their behalf.
Yet, there are reports that some people have received phone calls saying that their relative left an upaid loan or bill and they are being asked to make it good. These professional telemarketers seek to have you pay the bill of a deceased relative.
To our knowledge, the only time a collections agency could go after you is if you inherit money from someone who left an unpaid bill. But be sure to consult an attorney if you receive a phone call or letter of this nature to ensure your rights are not being violated.
Providing debt recovery services since 1978, Collectcorp Corporation boasts public and private sector clients in Canada and the United States. Offering third party recoveries, first party outsourcing, skip trace programs to banks, governmental agencies and private companies.
Collectcorp was formerly known as Equifax/Collectcorp Inc. and based in Toronto, with contact centers in Phoenix, Az., Williamsville, NY, and in Cornerbrook NFLD., Oshawa, ON., Canada. Past Director of the International Credit Association, Nicholas Wilson, CEO and founder of Collectcorp has been the visionary and architect of Collectcorp’s growth for the past 26 years.
However, some consumers are unimpressed with the way in which the company consistently calls to request payment on accounts. In one instance a person was receiving 4-6 messages a day regarding his delinquent account. Read all post…
We asked our friends over at BillShrink to share their perspective on American credit card spending habits. Because they help people save money, in part by suggesting credit cards with lower interest rates, they have access to all kinds of data such as average credit card balances and interest rates. We thought what they have to say on Americans’ spending and saving habits (coupled with their top credit card pics) is pretty interesting, and think you will too.
In the dot-com heyday of the 1990s, when credit flowed freer than the Cristal at a P. Diddy party, the personal savings rate in America sank, hitting a historic 0.9% low in October 2001.
Eight years later, our economic situation has drastically reversed, and our spending and savings habits have undergone a corresponding shift. As foreclosures mount, jobs are eliminated, and credit tightens, we Americans are spending less and saving more.
Over here at BillShrink, we’ve definitely noted an increase in financially sound behavior.
Sales Training does NOT have to be painful and intimidating. How would you like to use the telephone to book appointments at 85%? Sounds impossible, doesn’t it? That’s what I thought before I experienced Joe & Dawn Pici’s Sell Naked Sales Training boot camp!
This post has nothing to do with credit. I hope you’re not disappointed.
When I experience something that might help you, I’ll share it. This is one of those times. I believe most (if not all) of us are in (some type) of sales…even if you don’t think so.
When I was a teacher/coach, I DEFINITELY was in sales in trying to “sell” the day’s lesson plan to high school students who mostly didn’t want what I was “selling”.
Today as a Realt
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